Home Insurance Built for Texas Homeowners
Texas weather is brutal — hail, flooding, wildfires, and wind. Get the right coverage at the right price with a licensed Texas specialist.
- ✓ Dwelling & personal property covered
- ✓ Flood add-ons available
- ✓ Bundle with auto and save
- ✓ Replacement cost options
Free · No Obligation
What Home Insurance Covers
Dwelling Coverage
Covers the structure of your home — roof, walls, floors — if damaged by a covered event.
Personal Property
Replaces your belongings (furniture, electronics, clothes) if stolen or damaged.
Liability Protection
Covers legal costs if someone is injured on your property.
Loss of Use
Pays for temporary living expenses if your home is uninhabitable after a covered loss.
Flood Add-On
Standard policies don't cover floods. Texas is the #1 state for flood deaths — this add-on is critical.
Hail & Wind Coverage
Texas leads the nation in hail claims. Make sure your roof and structure are fully covered.
Texas Homeowners Face Unique Risks
Most states don't deal with what Texas does. Make sure your policy actually covers the risks in your area.
Hail Damage
Texas leads the US in hail insurance claims. A single storm can destroy your roof.
Flash Flooding
Texas ranks #1 for flood deaths. Standard home insurance doesn't cover flooding.
Wildfire
Western Texas and hill country face growing wildfire risk.
Wind & Hurricane
Coastal and South Texas face tropical storms and hurricane-force winds every season.
Bundle Auto + Home and Save
Most Texas families save significantly by bundling their auto and home coverage. A licensed specialist can show you your options in one call.
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