Protect Everything Inside Your Apartment
Your landlord's insurance covers the building — not your stuff. Renters insurance covers your laptop, TV, furniture, and clothing for as little as $12/month.
- ✓ Personal property protection
- ✓ Liability coverage
- ✓ Loss of use coverage
- ✓ Covers theft, fire, and water damage
Free · No Obligation
What Renters Insurance Covers
Electronics
Laptops, TVs, gaming consoles, phones — covered against theft, fire, and damage.
Furniture
Your couch, bed, dining table, and other belongings are protected.
Clothing
Replacing a wardrobe after a fire or theft adds up fast — this coverage pays for it.
Liability
If someone is injured in your apartment, liability coverage handles legal costs and medical bills.
Temporary Housing
If your apartment becomes unlivable, this covers hotel stays and living expenses.
Items in Your Car
Personal items stolen from your vehicle may be covered under renters insurance.
"My Landlord's Insurance Covers Me"
It doesn't. Your landlord's policy covers the building structure — walls, roof, plumbing. It does not cover your laptop, your clothes, or your furniture. If a pipe bursts and ruins everything you own, or a break-in clears out your electronics, you pay out of pocket without renters insurance. For most renters, coverage costs less per month than a single streaming subscription.
Get Your Renters Quote Today
A licensed Texas specialist will find the right coverage for your apartment or rental — usually in one quick call.
Get My Free Renters Quote →